Rente mit 67 – oder später? Das Renteneintrittsalter in der Diskussion
Das gesetzliche Renteneintrittsalter wird seit 2012 schrittweise von 65 auf 67 Jahre erhöht. Ziel ist es, die Finanzlage der Rentenversicherung zu stabilisieren und die Beschäftigung Älterer zu erhöhen.
Sind damit die Herausforderungen der alternden Gesellschaft zu meistern oder muss über einen noch späteren Berufsausstieg nachgedacht werden? Droht die Altersarmut, da das höhere abschlagsfreie Rentenalter für viele zu einer Kürzung ihrer monatlichen Rente führt? Bleiben Ältere dadurch wirklich länger erwerbstätig und in welchem Ausmaß sind Unternehmen bereit Ältere zu beschäftigen?
Diese IAB-Infoplattform bietet Hintergrundinformationen zum Zusammenhang von Renteneintrittsalter und Beschäftigung und gibt einen Überblick über die Positionen der Akteure.
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Literaturhinweis
Who wants (them) to work longer? (2023)
Bittschi, Benjamin; Wigger, Berthold U.;Zitatform
Bittschi, Benjamin & Berthold U. Wigger (2023): Who wants (them) to work longer? In: Economics Letters, Jg. 227. DOI:10.1016/j.econlet.2023.111122
Abstract
"This paper examines age-specific individual preferences for the legal retirement age. Within a theoretical model, we develop the hypothesis that retirees prefer a higher legal retirement age than workers, and that newly retired individuals prefer the highest retirement age. Retirees benefit from a positive fiscal externality. A higher legal retirement age leads to higher pension benefits, without retirees having to bear the costs in the form of a longer working life. We corroborate the hypothesis empirically with a fuzzy regression discontinuity design and show that newly retired individuals are indeed most in favor of an increasing retirement age. We conclude that in aging societies the political feasibility of raising the legal retirement age increases." (Author's abstract, IAB-Doku, © 2023 Elsevier) ((en))
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Literaturhinweis
Durchhalten Bis Zur Rente?: Einschätzungen von Beschäftigten, Betriebs- und Personalräten (2023)
Zitatform
Blank, Florian & Wolfram Brehmer (2023): Durchhalten Bis Zur Rente? Einschätzungen von Beschäftigten, Betriebs- und Personalräten. (WSI-Report 85), Düsseldorf, 13 S.
Abstract
"In öffentlichen Debatten wird gefordert, das Renteneintrittsalter zu erhöhen. Diese Forderung geht jedoch an der Realität der Beschäftigten vorbei. Viele schaffen es aus gesundheitlichen und sonstigen Gründen nicht, bis zum Rentenalter zu arbeiten. Dieser WSI-Report geht der Frage nach, ob und welche Beschäftigte sich in der Lage sehen, ihre aktuelle berufliche Tätigkeit bis zum Rentenalter durchhalten zu können. Ergänzt wird diese Selbsteinschätzung durch Angaben von Betriebs- und Personalräten, nicht nur zur Beschäftigungsfähigkeit, sondern auch zu Handlungsspielräumen der Betriebe zur Unterstützung der Beschäftigten. Datengrundlage sind die HBS-Erwerbspersonenbefragung und die WSI-Betriebs- und Personalrätebefragung 2021. Im Ergebnis zeigt sich, dass die Mehrheit der Beschäftigten eher optimistisch ist, ihre aktuelle Tätigkeit bis zur Rente ausüben zu können. Allerdings zeigen sich erhebliche Unterschiede zwischen Beschäftigtengruppen, etwa zwischen Arbeiter*innen, Angestellten und Beamt*innen. Betriebs- und Personalräte äußern sich skeptischer zur Fähigkeit der Beschäftigten, bis zur Rente durchzuhalten. Gleichzeitig sehen sie aber Möglichkeiten der Unterstützung – Betriebe könnten mehr tun, um lange Erwerbskarrieren zu ermöglichen. Die aktuelle Situation wird aber als unzureichend eingeschätzt." (Autorenreferat, IAB-Doku)
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Literaturhinweis
The value of pension reforms for late working life: evidence from Sweden (2023)
Zitatform
Focacci, Chiara Natalie, Gülin Öylü, Andreas Motel-Klingebiel & Susanne Kelfve (2023): The value of pension reforms for late working life: evidence from Sweden. In: The international journal of sociology and social policy, Jg. 43, H. 13/14, S. 79-89. DOI:10.1108/IJSSP-02-2023-0038
Abstract
"Purpose: Driven by the aim to increase the participation of older people in the labor force and to extend people's working lives, the Swedish Parliament passed a bill in 1998 to increase the pension eligibility age from 60 to 61 years and establish a notional defined-contribution (NDC) plan. In this article, the authors investigate the impacts towards the prolongation of working lives expected from such an intervention. Design/methodology/approach The authors apply a multinomial probabilistic model based on Swedish registry data on the birth cohorts 1937–1938 (n = 102,826) and observe differences in exit behaviour between eligible and non-eligible individuals. Findings: The authors find that the cohorts eligible to the pension reform exit the labor market at a later age compared to non-eligible cohorts at the 61-years cut-off. The authors also find that the effect persists in the long term. Furthermore, the authors find that both men and women are equally struck by the reform. Originality/value While there exist many descriptive reports and theoretical analyses on the costs and benefits of pension reforms, this study is the first one to empirically analyse the effect of the first European NDC pay-as-you go pension plan on the potential exclusion of old-aged workers." (Author's abstract, IAB-Doku, © Emerald Group) ((en))
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Literaturhinweis
Working life and human capital investment: Causal evidence from a pension reform (2023)
Zitatform
Fürstenau, Elisabeth, Niklas Gohl, Peter Haan & Felix Weinhardt (2023): Working life and human capital investment: Causal evidence from a pension reform. In: Labour Economics, Jg. 84. DOI:10.1016/j.labeco.2023.102426
Abstract
"In this paper, we analyze if an increase in the working life leads to more human capital investment via on-the-job training. We obtain RDD-estimates from a sharp date-of-birth cut-off, generated by a pension reform that increased the Early Retirement Age (ERA) by three years for many women in Germany. In our preferred specification, we find that this reform causally increased on-the-job training by 4.4 percentage points – a relative increase of 28.8 percent. We explore heterogeneityand additional outcomes and show that this effect is driven by the behavior of women with high initial levels of education. Our results speak to human capital models as well as policies towards extending or shortening working life." (Author's abstract, IAB-Doku, © 2024 Elsevier) ((en))
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Literaturhinweis
Working Longer, Working Stronger? The Forward-Looking Effects of Increasing the Retirement Age on (Un)employment Behaviour (2023)
Gohl, Niklas;Zitatform
Gohl, Niklas (2023): Working Longer, Working Stronger? The Forward-Looking Effects of Increasing the Retirement Age on (Un)employment Behaviour. (CEPA discussion papers / Center for Economic Policy Analysis 63), Potsdam, 62 S.
Abstract
"Leveraging two cohort-specific pension reforms, this paper estimates the forward-looking effects of an exogenous increase in the working horizon on (un)employment behaviour for individuals with a long remaining statutory working life. Using difference-in-differences and regression discontinuity approaches based on administrative and survey data, I show that a longer legal working horizon increases individuals' subjective expectations about the length of their work life, raises the probability of employment, decreases the probability of unemployment, and increases the intensity of job search among the unemployed. Heterogeneity analyses show that the demonstrated employment effects are strongest for women and in occupations with comparatively low physical intensity, i.e., occupations that can be performed at older ages." (Author's abstract, IAB-Doku) ((en))
Ähnliche Treffer
auch erschienen als: BSE Discussion Papers -
Literaturhinweis
How Does the Statutory Retirement Age Affect Older workers' Employment in Relation to Individual and Work‐Related Factors? (2023)
Zitatform
Grzenda, Wioletta (2023): How Does the Statutory Retirement Age Affect Older workers' Employment in Relation to Individual and Work‐Related Factors? In: Journal of Aging & Social Policy online erschienen am 18.11.2023, S. 1-24. DOI:10.1080/08959420.2023.2284570
Abstract
"Policies aimed at increasing employment among older people often focus on the statutory retirement age. Taking into account the characteristics of workers and work-related factors, we examine the impact of reaching the statutory retirement age on continuing employment. In addition to the use of survival trees, we propose a novel method to predict the probability of staying in employment based on an ensemble of survival trees. We focus on Poland as an example of a European country with a particularly low share of older workers in the labor force. Moreover, reform was carried out in Poland in 2017, lowering the previously raised pension eligibility age. Like other EU countries, pension eligibility in Poland starts after reaching the statutory retirement age. Our results suggest that the timing of retirement is determined by the statutory retirement age to a limited extent compared to other factors. In the case of women, a match of education and occupation, the employment sector, and holding a managerial position had a greater impact on continuing employment than reaching retirement age. In the case of men, the type of job contract had the greatest impact on continuing employment. Our findings indicate that the policies and initiatives aimed at extending working life should pay more attention to work-related factors and gender differences in employment." (Author's abstract, IAB-Doku) ((en))
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Literaturhinweis
Fertility and parental retirement (2023)
Ilciucas, Julius;Zitatform
Ilciucas, Julius (2023): Fertility and parental retirement. In: Journal of Public Economics, Jg. 226. DOI:10.1016/j.jpubeco.2023.104928
Abstract
"I study how reduced retirement opportunities in one generation affect fertility in the subsequent generation. I use administrative Dutch data and exploit the 2006 Dutch pension reform, which induced individuals born from January 1, 1950 onward to delay retirement while exempting those born earlier. I find that this reform reduced fertility among women with affected mothers. The reduction is economically significant and persists after the impact on retirement fades out. I supplement my analysis with survey evidence and argue that the fertility reduction can be explained by reduced grandparental child care supply." (Author's abstract, IAB-Doku, © 2022 Elsevier) ((en))
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Literaturhinweis
Länger arbeiten lohnt sich im Alter (2023)
Pimpertz, Jochen;Zitatform
Pimpertz, Jochen (2023): Länger arbeiten lohnt sich im Alter. (IW-Kurzberichte / Institut der Deutschen Wirtschaft Köln 2023,65), Köln, 3 S.
Abstract
"Mit dem zunehmenden Fachkräftemangel wird gefordert, die Anreize für ein verlängertes Arbeitsleben zu stärken. Für Arbeitnehmer lohnt sich ein späterer Renteneintritt aber schon heute – sowohl mit Blick auf die monatliche Bruttorente als auch auf den Barwert der lebenslang zu erwartenden Rentenzahlungen." (Autorenreferat, IAB-Doku)
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Literaturhinweis
Quarterly Review of Employment and Social Developments in Europe (ESDE) - November 2023 (2023)
Zitatform
Europäische Kommission. Generaldirektion Beschäftigung, Soziales und Integration (2023): Quarterly Review of Employment and Social Developments in Europe (ESDE) - November 2023. (Employment and social developments in Europe : quarterly review), Luxembourg, 19 S.
Abstract
"ESDE quarterly reviews periodically provide an overview of recent social and labour market developments in the EU, accompanied by specific thematic analyses. The thematic part of this review focuses on the impact of demographic changes on labour market outcomes and the potential of pension reforms to counteract these projected trends. This is an important topic in the context of demographic change in the EU over the next decades and the corresponding impact on employment rate, economic dependency ratio and social security contributions. Looking at pension reforms, the thematic focus shows that increasing the statutory and effective retirement age can play an important role for addressing the impending challenges stemming from population ageing and decline. It can at least in part mitigate the impact of ageing on employment and economic dependency. Nevertheless, it is also highlighted that a more comprehensive approach encompassing broader labour market reforms may be required to ensure the financial stability of social security systems in the long term, given the projected increases of recipients paired with higher social security contributions per employed person." (Author's abstract, IAB-Doku) ((en))
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Literaturhinweis
Pensions at a Glance 2023: OECD and G20 indicators (2023)
Zitatform
OECD (2023): Pensions at a Glance 2023: OECD and G20 indicators. (OECD Pensions at a glance 10), Paris, 233 S. DOI:10.1787/678055dd-en
Abstract
"The 2023 edition of Pensions at a Glance highlights the pension reforms undertaken by OECD countries over the last two years. It includes a special chapter focusing on pension provisions for hazardous or arduous work. It describes existing rules, characterises recent policy trends and assesses the design and functioning of early-retirement rules for hazardous or arduous jobs given changing working conditions and ageing pressure on pension systems. This edition also updates information on the key features of pension provision in OECD and G20 countries and provides projections of retirement income for today’s workers. It offers indicators covering the design of pension systems, pension entitlements, the demographic and economic context in which pension systems operate, incomes and poverty of older people, the finances of retirement income systems and private pensions." (Author's abstract, IAB-Doku) ((en))
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Literaturhinweis
Den Übergang in die Rente managen (2022)
Baier, Wilhelm; Gruber, Brigitta;Zitatform
Baier, Wilhelm & Brigitta Gruber (2022): Den Übergang in die Rente managen. In: Gute Arbeit, Jg. 34, H. 5, S. 23-27.
Abstract
"Der Fachkräftemangel ist akut – und nicht mehr zu leugnen. Im demografischen Wandel können und müssen Unternehmen mehr für den Erhalt der Gesundheit und der Beschäftigungsfähigkeit ihrer Belegschaften tun. Es geht um wertvolle Lebensjahre für die Beschäftigten und die Betriebe." (Autorenreferat, IAB-Doku)
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Literaturhinweis
Anhebung des Renteneintrittsalters hat negative Konsequenzen für die Gesundheit (2022)
Zitatform
Barschkett, Mara, Johannes Geyer & Peter Haan (2022): Anhebung des Renteneintrittsalters hat negative Konsequenzen für die Gesundheit. In: DIW-Wochenbericht, Jg. 89, H. 41, S. 527-533. DOI:10.18723/diw_wb:2022-41-1
Abstract
"Zur Stabilisierung der Finanzen der Gesetzlichen Rentenversicherung wird regelmäßig eine weitere Anhebung des Renteneintrittsalters gefordert. Ein längeres Arbeitsleben hat jedoch Auswirkungen auf die Gesundheit. Anhand von detaillierten Daten der gesetzlichen Krankenkassen zeigen Untersuchungen, dass die Abschaffung der „Rente für Frauen“ im Jahr 1999, die einen Renteneintritt ab einem Alter von 60 Jahren erlaubte, negative Gesundheitseffekte nach sich zog. Frauen, die von der Reform betroffen waren und erst mit 63 Jahren in Rente gehen konnten, wiesen häufiger psychische Erkrankungen sowie Adipositas (Übergewicht) und Krankheiten des Muskel-Skelett-Systems (Arthrose und sonstige Krankheiten der Wirbelsäule und des Rückens) auf. Deshalb sollte eine weitere Anhebung des Renteneintrittsalters durch präventive Gesundheits- und Bildungsinvestitionen begleitet werden. Gleichzeitig sind weitere Reformen bei der Erwerbsminderungsrente notwendig, um die Auswirkungen von Gesundheitsrisiken besser abzusichern." (Autorenreferat, IAB-Doku)
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Literaturhinweis
Social Security and Retirement Around the World: Lessons from a Long-Term Collaboration (2022)
Coile, Courtney; Svensson, Ingemar; Jimenez-Martin, Sergi; Prost, Corinne; Weber, Guglielmo; Pasini, Giacomo; Fraikin, Anne-Lore; Mastrobuoni, Giovanni; Meghir, Costas; Wise, David; Mahieu, Ronan; Kohnz, Simone; Lefebvre, Mathieu ; Palme, Marten; Fujii, Mayu; Usui, Emiko ; Garcia-Gomez, Pilar; Oshio, Takashi; Johansson, Per; Thiel, Lars; Gupta, Nabanita Datta; Tetlow, Gemma; Kallestrup-Lamb, Malene; Stewart, Susan; Jørgensen, Michael; Smith, Sarah; Garcia-Mandicó, Sílvia; Schuth, Morten; Goll, Nicolas; Schirle, Tammy; Johnson, Paul; Rausch, Johannes; Jousten, Alain; Pedersen, Peder; Kalwij, Adriaan; Börsch-Supan, Axel; Yashiro, Naohiro; Perelman, Sergio; Ferrari, Irene ; Gruber, Jonathan; Emmerson, Carl; Oishi, Akiko; Diamond, Peter; Laun, Lisa; Vos, Klaas de; Walraet, Emmanuelle; Desmet, Raphaël; Rabaté, Simon; Dellis, Arnaud; Sturrock, David; Debrand, Thierry; Shimizutani, Satoshi; Caroli, Eve; Stijns, Jean-Philippe; Buia, Raluca Elena; Pelé, Louis-Paul; Bucher-Koenen, Tabea; Pestieau, Pierre; Brugiavini, Agar; Jürges, Hendrik; Bozio, Antoine; Tréguier, Julie; Boldrin, Michele; Salem, Melika Ben; Blundell, Richard ; Roger, Muriel; Blanchet, Didier; Milligan, Kevin; Bingley, Paul; Vall-Castello, Judit; Behaghel, Luc; Peracchi, Franco; Banks, James; Schnabel, Reinhold; Baker, Michael; Kapteyn, Arie; Woodbury, Richard;Zitatform
Coile, Courtney, David Wise, Axel Börsch-Supan, Jonathan Gruber, Kevin Milligan, Richard Woodbury, Michael Baker, James Banks, Luc Behaghel, Paul Bingley, Didier Blanchet, Richard Blundell, Michele Boldrin, Antoine Bozio, Agar Brugiavini, Tabea Bucher-Koenen, Raluca Elena Buia, Eve Caroli, Thierry Debrand, Arnaud Dellis, Raphaël Desmet, Klaas de Vos, Peter Diamond, Carl Emmerson, Irene Ferrari, Ingemar Svensson, Sergi Jimenez-Martin, Corinne Prost, Guglielmo Weber, Giacomo Pasini, Anne-Lore Fraikin, Giovanni Mastrobuoni, Costas Meghir, Ronan Mahieu, Simone Kohnz, Mathieu Lefebvre, Marten Palme, Mayu Fujii, Emiko Usui, Pilar Garcia-Gomez, Takashi Oshio, Per Johansson, Lars Thiel, Nabanita Datta Gupta, Gemma Tetlow, Malene Kallestrup-Lamb, Susan Stewart, Michael Jørgensen, Sarah Smith, Sílvia Garcia-Mandicó, Morten Schuth, Nicolas Goll, Tammy Schirle, Paul Johnson, Johannes Rausch, Alain Jousten, Peder Pedersen, Adriaan Kalwij, Naohiro Yashiro, Sergio Perelman, Akiko Oishi, Lisa Laun, Emmanuelle Walraet, Simon Rabaté, David Sturrock, Satoshi Shimizutani, Jean-Philippe Stijns, Louis-Paul Pelé, Pierre Pestieau, Hendrik Jürges, Julie Tréguier, Melika Ben Salem, Muriel Roger, Judit Vall-Castello, Franco Peracchi, Reinhold Schnabel & Arie Kapteyn (2022): Social Security and Retirement Around the World: Lessons from a Long-Term Collaboration. (Documento de trabajo / FEDEA 2022,02), Madrid, 40 S.
Abstract
"The decline in the labor force participation of older men throughout the 20th century, as well as the substantial increases in participation among older men and women over the past two decades, have generated substantial interest in understanding the effect of public pension programs on retirement decisions. This paper details the work of the National Bureau of Economic Research's International Social Security (ISS) Project, a long-term collaboration among researchers in a dozen developed countries, to explore this and related questions. The ISS project employs a harmonized approach to conduct within-country analyses that can be combined for meaningful cross-country comparisons. The key lesson learned from this project is that the choices of policy makers affect the incentive to work at older ages and that these incentives have important effects on retirement behavior." (Author's abstract, IAB-Doku) ((en))
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Literaturhinweis
Arbeitsmarkteffekte von Reformen des vorzeitigen Rentenbezugs (2022)
Riphahn, Regina T.; Schrader, Rebecca;Zitatform
Riphahn, Regina T. & Rebecca Schrader (2022): Arbeitsmarkteffekte von Reformen des vorzeitigen Rentenbezugs. In: Deutsche Rentenversicherung, Jg. 77, H. 1, S. 49-69.
Abstract
"Wir untersuchen den Rentenzugang wegen Arbeitslosigkeit in Deutschland und analysieren die kausalen Effekte von zwei Reformen des vorzeitigen Rentenbezugs. Im Zuge von Reform 1 wurde das Mindestalter für den abschlagsfreien Rentenbezug (normal retirement age, NRA) schrittweise von 60 auf 65 Jahre angehoben. Gleichzeitig wurde es möglich, mit Abschlägen in den vorzeitigen Rentenbezug zu gehen. Mit Reform 2 wurde das Mindestalter für den vorzeitigen Rentenbezug mit Abschlägen (early retirement age, ERA) schrittweise von 60 auf 63 Jahre angehoben. Wir untersuchen die Verhaltensreaktionen auf die Reformen mithilfe von administrativen Daten und Differenz-in-Differenzen (DID)-Modellen. Wir finden starke und signifikate kausale Effekte beider Reformen. Betroffene Individuen zögerten ihren Renteneintritt hinaus, bleiben länger erwerbstätig, verschoben Arbeitslosigkeit nach hinten und wichen auf alternative Wege für den Rentenzugang aus. Die Inanspruchnahme des Rentensystems insgesamt ging nach jeder der beiden Reformen um etwa 1,5 beziehungsweise 2 Monate pro Person zurück." (Autorenreferat, IAB-Doku)
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Literaturhinweis
Erwerbsminderungsrenten und Erwerbstätigkeit in der späten Lebensphase (2022)
Zitatform
Seitz, Björn, Dirk Hofäcker & Hans Martin Hasselhorn (2022): Erwerbsminderungsrenten und Erwerbstätigkeit in der späten Lebensphase. In: Deutsche Rentenversicherung, Jg. 77, H. 4, S. 357-378.
Abstract
"Jüngere arbeitsmarkt- und sozialpolitische Reformen fokussieren vermehrt darauf, Bezieherinnen und Bezieher von Erwerbsminderungsrenten zurück in ein Beschäftigungsverhältnis zu bringen. Bislang ist jedoch wenig darüber bekannt, inwiefern Erwerbsminderungsverrentete noch einmal ins Erwerbsleben zurückkehren und in welchem Ausmaß noch weitere Rentenanwartschaften durch parallele Erwerbstätigkeit akkumuliert werden können. Der vorliegende Beitrag, der auf einem aktuellen vom Forschungsnetzwerk Alterssicherung (FNA) der Deutschen Rentenversicherung Bund geförderten Forschungsprojekt basiert, analysiert vor diesem Hintergrund detailliert die Erwerbsverläufe von Erwerbsgeminderten und ihre Rentenkonsequenzen. In Ergänzung existierender Forschung wird dabei auch die Erwerbsphase nach dem Eintritt in die Erwerbsminderungsrente mit einbezogen. Dafür wird auf Prozessdaten der gesetzlichen Rentenversicherung zurückgegriffen. Auf Basis von Surveydaten der lidA-Studie wird zudem untersucht, in welchem Ausmaß sich bei erwerbsgeminderten Menschen im späteren Lebensalter noch Rückkehrwünsche in Erwerbsarbeit identifizieren lassen beziehungsweise unter welchen Umständen eine solche Rückkehr vorstellbar wäre." (Autorenreferat, IAB-Doku)
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Literaturhinweis
Live longer, retire later? Developments of healthy life expectancies and working life expectancies between age 50–59 and age 60–69 in Europe (2022)
Zitatform
Weber, Daniela & Elke Loichinger (2022): Live longer, retire later? Developments of healthy life expectancies and working life expectancies between age 50–59 and age 60–69 in Europe. In: European Journal of Ageing, Jg. 19, H. 1, S. 75-93. DOI:10.1007/s10433-020-00592-5
Abstract
"Europe's population is ageing. Statutory retirement ages are commonly raised to account for continuous increases in life expectancy. In order to estimate the potential to increase statutory and consequently effective retirement ages further, in this study, we investigate the relationship between partial working life expectancy (WLE) and three health expectancies that represent health aspects important for work ability and employability between ages 50 and 59 as well as 60 and 69 for women and men in Europe. We also explore the association between these four indicators and the highest level of educational attainment. We apply Sullivan's method to estimate WLE and three selected measures that capture general, physical, and cognitive health status of older adults for 26 European countries since 2004. Over time, WLEs increased significantly in the younger age group for women and in the older age group for both sexes. The expected number of years in good physical health have continuously been higher than any of the other three indicators, while the expected number of years in good cognitive health have shown a noticeable increase over time. The investigation of the relationship between education and each life expectancy confirms the well-established positive correlation between education and economic activity as well as good health. Our results indicate potential to extend working lives beyond current levels. However, significant differences in the expected number of years in good health between persons with different levels of education require policies that account for this heterogeneity." (Author's abstract, IAB-Doku) ((en))
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Literaturhinweis
Increasing the Effective Retirement Age: Key Factors and Interaction Effects (2021)
Atav, Tilbe; Jongen, Egbert L. W.; Rabat, Simon;Zitatform
Atav, Tilbe, Egbert L. W. Jongen & Simon Rabat (2021): Increasing the Effective Retirement Age: Key Factors and Interaction Effects. (IZA discussion paper 14150), Bonn, 47 S.
Abstract
"We study the effects of the recent increase in the statutory retirement age (SRA) in the Netherlands, using RDD and rich administrative data on the universe of the Dutch population. We find large interaction effects with a preceding early retirement reform. The employment effect of the SRA reform is much larger for cohorts receiving less generous early retirement benefits. Indeed, the level of employment before the SRA, together with the retirement hazard at the SRA, is key to understanding the effects of retirement age reforms. Our results further point to a big role for automatic job termination in the Netherlands." (Author's abstract, IAB-Doku) ((en))
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Literaturhinweis
The Effects of an Increase in the Retirement Age on Health: Evidence from Administrative Data (2021)
Zitatform
Barschkett, Mara, Johannes Geyer, Peter Haan & Anna Hammerschmid (2021): The Effects of an Increase in the Retirement Age on Health. Evidence from Administrative Data. (DIW-Diskussionspapiere 1985), Berlin, 61 S.
Abstract
"This study analyzes the causal effect of an increase in the retirement age on health. We exploit a sizable cohort-specific pension reform for women using two complementary empirical approaches – a Regression Discontinuity Design and a Difference-in-Differences approach. The analysis is based on official records covering all individuals insured by the public health system in Germany and including all certified diagnoses by practitioners. This enables us to gain a detailed understanding of the multi-dimensionality in these health effects. The empirical findings reflect the multidimensionality but allow for deriving two broader conclusions. We provide evidence that the increase in the retirement age negatively affects health outcomes as the prevalence of several diagnoses, e.g., mental health, musculoskeletal diseases, and obesity, increases. In contrast, we do not find support for an improvement in health related to a prolonged working life since there is no significant evidence for a reduction in the prevalence of any health outcome we consider. These findings hold for both identification strategies, are robust to sensitivity checks, and do not change when correcting for multiple hypothesis testing." (Author's abstract, IAB-Doku) ((en))
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Literaturhinweis
Closing Routes to Retirement for Women: How Do They Respond? (2021)
Zitatform
Geyer, Johannes & Clara Welteke (2021): Closing Routes to Retirement for Women: How Do They Respond? In: The Journal of Human Resources, Jg. 56, H. 1, S. 311-341. DOI:10.3368/jhr.56.1.0717-8947R2
Abstract
"We study the employment effects of a large increase in the early retirement age (ERA) of women. Raising the ERA has the potential to extend contribution periods and to reduce the number of pensioners at the same time. However, workers may not be able to work longer or may choose other social support programs as exit routes from employment. Results suggest that the reform increases employment, unemployment and inactivity rates of women aged 60 and over. However, this is mainly because women remain longer in their respective labor market status, rather than active substitution from employment into unemployment or inactivity." (Author's abstract, IAB-Doku, © the Board of Regents of the University of Wisconsin System) ((en))
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Literaturhinweis
Attitudes towards working in retirement: a latent class analysis of older workers' motives (2021)
Zitatform
Hess, Moritz, Laura Naegele & Jana Mäcken (2021): Attitudes towards working in retirement: a latent class analysis of older workers' motives. In: European Journal of Ageing, Jg. 18, H. 3, S. 357-368. DOI:10.1007/s10433-020-00584-5
Abstract
"One of the fastest growing labour market groups is working pensioners, meaning those who work past the statutory retirement age whilst receiving a pension. Previous research has investigated the motives of this group and found very heterogeneous reasons for employment in retirement. However, little is known about the expectations and preferred work arrangements of older workers regarding a potential post-retirement employment. Using data from the German survey transitions and old age potential, we explore older workers' motives, preferences and expectations towards working in retirement. Results show that about half of the respondents plan to work in addition to receiving a pension; however, the share is higher amongst men and those with higher levels of education. The motives for staying in post-retirement employment vary as well: using latent class analysis, we find four distinct patterns of motives that can be classified as (1) financially-driven, (2) status-driven, (3) contact and fun-driven, as well as (4) generativity-driven, underlining the complexity of retirement decisions. Furthermore, preferences regarding arrangements when combining work and retirement are very heterogeneous. Whilst highly educated men want to work as self-employed, women and those with lower qualifications want to stay in their old jobs. Only small differences were found regarding preferred hours (about 17) and days per week (2.24). In summary, the results show that the rapidly growing group of working pensioners and their preferences should be seen as characterised by differences by those responsible for creating these post-retirement employment opportunities." (Author's abstract, IAB-Doku) ((en))